01Overview

Suki Shortcut: Streamlining the Bills Pay Flow

UX DesignUI DesignMobileFintech2023

Role

UX and UI Designer

Platform

Android Mobile App

Duration

2 weeks

02Context

About this project

GrowSari is a tech-enabled B2B platform that helps the Philippines' over one million sari-sari stores get better service, assortment, and access to new services — outfitting them with the infrastructure and tools they need to transform from simple FMCG outlets to comprehensive service hubs for grassroots communities.

My Role

As the sole designer on this task, I was responsible for scoping the problem, identifying the highest-impact change in the user journey, sourcing design inspiration from comparable fintech apps, and delivering final UI designs for handoff — all within a 2-week timeline with limited research access.

03Problem

The challenge we set out to solve

The Bills Payment flow needed to be shortened. It is a task users complete at least once a month for each of their customers — their sukis. Having to type in the same details every month, on or before the due date of the bill, is repetitive and time-consuming. The goal: make the Bills Payment flow as quick and seamless as possible.

How Might We

How might we streamline the bills payment flow so that users can complete this repetitive task in a more efficient manner?

04Research

What we learned before designing

GCash

Express Send uses predictive results from a dropdown as the user types — autofilling details of recent contacts without requiring them to be explicitly saved.

Maya

Allows users to save favorite billers or bank accounts with the last amount pre-filled — useful for recurring payments of the same amount.

05Design Process

Key decisions that shaped the solution

1

Focused on the single biggest blocker

Rather than redesigning the entire bills payment flow, I identified that the repetitive manual entry of Customer Account Numbers (CANs) was the primary time drain. Solving this one thing would have the highest impact for the least implementation cost.

2

Chose predictive autofill over saved contacts

Two options were considered: saving customer profiles (like Maya's saved billers) or predictive CAN lookup based on past transactions. We chose predictive lookup to respect data privacy — no explicit consent needed from sukis, no permission flows to build, no data storage risk.

3

Kept the existing form structure

Rather than rebuilding the form from scratch, the Suki Shortcut was designed as an enhancement layer on top of the existing UI — reducing engineering effort and minimizing regression risk for a flow that was already working.

06Final Delivery

What shipped

1

User types the CAN

Users start by typing in the Customer Account Number. They can also opt to scan the bill using the Scan button to the right of the CAN field.

2

Predictive CAN suggestions appear

The text field shows matching CANs from previous transactions as the user types — without displaying customer names, to respect data privacy.

3

Details auto-populate

After selecting the correct CAN, all fields auto-fill. The user only needs to double-check the details and update the Bill Amount for the current billing period.

08Reflection

What I learned

When there is no time for research, look at best practices — this approach genuinely helped quicken the process.

When there is no time for research, look at best practices — this approach genuinely helped quicken the process. More importantly, nothing stops you from doing the bare minimum of research by asking your colleagues for feedback. This design received positive feedback from the team. The key lesson: the highest-impact UX improvements are often not redesigns — they are targeted interventions on the single biggest blocker in an existing flow.

What I'd Do Differently

With more time, I would have observed actual tindera users completing the bills payment flow in context — even one or two sessions would have validated whether the predictive CAN lookup matched how users actually remember and reference their sukis' account numbers.